We provide expert financial guidance and strategic consulting to help you overcome challenges, optimize performance.
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We compare various rates from all of the providers in the market to get you the best and most cost effective financing. We have exclusive off the market rates that you can’t get if you go direct.
Comprehensive consulting to ensure your business operations and financial portfolios remain 100% Halal compliant.
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We compare various rates from all of the providers in the market to get you the best and most cost effective financing. We have exclusive off the market rates that you can’t get if you go direct.
Every product and strategy we recommend is strictly vetted to ensure it is free from Riba and any Haram industries.
Expert guidance in UK property and Islamic finance, delivered with complete transparency and zero hidden fees.
Let’s make something great work together. Get Free Quote
From first-time buyers to landlords and expats, we help people across the UK finance property without riba, with clear advice at every step.
We provide expert financial guidance and strategic insights to help businesses make informed decisions, manage risks, and achieve sustainable growth.
We provide expert financial guidance and tailored consulting solutions for healthcare providers and wellness businesses, helping them optimize operations, manage costs, ensure compliance, and achieve sustainable growth.
We provide expert financial guidance and tailored consulting solutions for healthcare providers and wellness businesses, helping them optimize operations.
We provide expert financial guidance and tailored consulting solutions for healthcare providers and wellness businesses, helping them optimize operations, manage costs, ensure compliance, and achieve sustainable growth.
We provide expert financial guidance and tailored consulting solutions for healthcare providers and wellness businesses, helping them optimize operations, manage costs, ensure compliance.
Explore our customized packages designed to provide value-driven financial consulting and support for businesses of all sizes.
Our Team are here to secure you the best possible rates and finance options based in your personal circumstances.
Consistently rated highly by our clients, we take pride in delivering.
Browse through our frequently asked questions to better understand our services, processes, and how we can support your financial journey.
The typical minimum deposit for a standard residential HPP is 5% to 10% of the property purchase price (representing your initial share in the Diminishing Musharakah partnership). However, some competitive tiers offer products at a 5% deposit for first-time buyers, while higher-risk properties may require 20% or more.
For an Islamic BTL plan, finance providers generally require a larger minimum deposit than residential HPPs, typically starting around 20% to 25% of the property’s value.
Yes. Most UK Islamic banks enforce a minimum property value, which typically stands at £100,000 for standard residential properties, though this can rise to £150,000 or higher for properties located within Greater London.
The minimum finance amount across most UK Shariah-compliant providers is generally £75,000. Applications below this threshold are typically rejected due to processing costs.
Yes. Maximum finance limits range between £2 million and £5 million depending on the provider, the customer's financial strength, and the Finance-to-Value (FTV) ratio.
First-time buyer
“Exceptional service! As first time buyers, we were given full guidance on the process and supported at each step to ensure everything went through smoothly.”
Financial strategy successfully implement
Self-employed, home purchase
“We faced a highly complex application with multiple challenges, including self-employment income. The team navigated every hurdle with remarkable professionalism and deep industry expertise.”
Satisfied Clients Who Trust Our Expertise
Buy to let and refinance
“Our case was far from straightforward, with several hurdles and obstacles along the way, but Nizam and his team worked tirelessly, professionally, and with genuine care to secure the right packages for us.”
Strategic Partnerships Built to Enhance Growth
ABOUT HALAL OPTIONS
Halal Options is the trading name of One Option Finance Ltd. We offer Independent advice on halal, mortgage alternative Property Purchase Plans.
We are authorised and regulated by the Financial Conduct Authority.
FCA #: 4749334 | Company #: 5321285
Blackburn Enterprise Centre, Furthergate, Blackburn BB1 3HQ
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